Enter Keyword and Search

Provision of Five days week – NFPE

with 0 Comment
Provision of Five days week – NFPE

No.10-01/2016-SR
Government of India
Ministry of Communications & IT
Department of Posts
(SR Section)

Dak Bhavan, Sansad Marg,
New Delhi – 110001
Dated the 13th April, 2016

Subject : Provision of Five days week – request consideration

Kindly find enclosed letter No. PF/GENL/NFPE dated 11-02-2016 received from General Secretary, National Federation of Postal Employees on the above mentioned subject, for necessary action at your end. A reply may be sent to the association directly under intimation to this Division.

sd/-
(V. Ramaswamy)
Assistant Director General (SR & Legal)

Source : www.nfpe.blogspot.in

Dr Jitendra Singh urges State Governments to abolish interview for certain jobs

with 0 Comment
Dr Jitendra Singh urges State Governments to abolish interview for certain jobs

Press Information Bureau 
Government of India
Ministry of Personnel, Public Grievances & Pensions

22-April-2016 18:14 IST

Dr Jitendra Singh urges State Governments to abolish interview for certain jobs

Union Minister of State (Independent Charge) for Development of North Eastern Region (DoNER), MoS PMO, Personnel, Public Grievances, Pensions, Atomic Energy and Space, Dr Jitendra Singh has urged State Governments to expedite the process of abolition of interview for selection to such posts where it is not required. He was addressing a meeting of Principal Secretaries of General Administration Departments (GAD) from different States and Union Territories here today.

Dr Jitendra Singh recalled that Prime Minister Shri Narendra Modi had suggested the abolition of interviews during Independence Day address from the ramparts of Red Fort on 15th August 2015 and the Department of Personnel & Training (DoPT) promptly followed it up by completing the exercise before the year end and ensuring that beginning from 1st January 2016, the practice of conducting interview was discontinued for selection to non-gazetted and junior posts, including C & D Group in the Central Ministries and Departments. However, the provision of skill test was allowed for such posts where a special skill was required, but this skill test was also of qualifying nature.

However, Dr Jitendra Singh regretted that many of the States have yet to make a satisfactory headway in this direction. He said, since today’s meeting was being attended by GAD Secretaries from most of the States ranging from Jammu & Kashmir to Kerala, it is expected that the officers will go back to their respective States with the message to carry forward this initiative in right earnest. Citing the example of States like Maharashtra, Rajasthan and Uttar Pradesh, which has made significant progress in abolishing interviews, Dr Jitendra Singh advised the Secretaries of other States also to try to understand and replicate the same in their respective States.

Dr Jitendra Singh also noted that the provision of self-attestation was adopted by certain States very late and exhorted the State Governments to follow the initiative of preparing a Single Page form for different applications which was started by DoPT on the occasion of “Sushasan Diwas” on 25th December 2015. Dr Jitendra Singh reiterated the government’s commitment to provide work-friendly environment for officers and added that, at the same time, the Centre was also keen that various administrative and governance reforms initiated during the last two years should be seriously carried forward in States and Union Territories because these are in the interest of common man and the poor and, at the same time, aimed at providing level playing field to the youth aspirants across the country.

DoPT Secretary Shri Sanjay Kothari, Additional Secretary Shri T. Jacob, Joint Secretaries of the Department, Principal Secretaries of GAD from different States and Delhi based Resident Commissioners of different States attended the meeting.

Grant of Hospital Patient Care Allowance and Patient Care Allowance – NFIR

with 0 Comment
Grant of Hospital Patient Care Allowance and Patient Care Allowance – NFIR

Grant of Hospital Patient Care Allowance (HPCA) & Patient Care Allowance (PCA) to Group ‘C’ & ‘D’

GOVERNMENT OF INDIA
MINISTRY OF RAILWAYS
RAILWAY BOARD
RBE No.36/2016
No.E(P&A)II-98/HW-6 Vol.III
New Delhi, dated : 18/04/2016
The General Managers/CAOs,
All Indian Railways &
Production Units etc.

Sub: Grant of Hospital Patient Care Allowance (HPCA) & Patient Care Allowance (PCA) to Group ‘C’ & ‘D’ (non-ministerial) Railway employees working in Railway Hospitals & Health Units/Clinics

Ref: PNM/AIRF Item No. 7/2010, PNM/NFIR Item No.12/2015

Hospital Patient Care Allowance/Patient Care Allowance was introducedon the Railways in terms of Railway Board’s letter no. E(P&A)II-98/HW-6 dt. 09.01.2008. As per paragraph 2 (a) (ii), of the letter dt. 9-1-2008 Pharmacists were also made eligiblle for grant of HPCA/PCA subject to fulfilment of the conditions of admissibility except exclusive store Pharmacists who were not involved in dispensing of medicines. Both the recognised Federations, namely AIRF and NFIR have raised the issue in the forum of PNM stating that there is no particular designation of Store Pharmacists in the Indian Railways. The matter has been considered in consultation with the Health Directorate of Railway Board and it has decided to remove the exception made for exclusive Store Pharmacists in paragraph2(a)(ii) in Railway Board’s letter no. E(P&A)II-98/HW-6 dt. 09.01.2008. Pharmacists will be entiled for payment of Hospital Patient Care Allowance / Patient Care Allowance. This would have effect from 01.01.2008 as mentioned in Railway Board’s letter no.E(P&A)II-98/HW-6 dt,09.01.2008.

3. Other terms and conditions would remain the same as per Board’s letter no. E(P&A)II-98/HW-6 dt. 09.01.2008 and Board’s letter No. E(P&A)II-2013/AL-3 dt.20.02.2013

4. This issues with the concurrence of Finance Directorate of the Ministry of Railways.

5. Please acknowledge receipt.

(Salim Md.Ahmed)
Dy.Director/E(P&A)II
Railway Board

Source: NFIR

OROP Arrears not paid : What to do next?

with 1 comment
OROP Arrears not paid : What to do next?

WHAT TO DO IF YOU HAVE NOT RECEIVED THE O.R.O.P. ARREARS ?

May be due to the non-availability of the following particulars with your bank, they have not paid. Therefore, please arrange to send the attested proof of the following particulars:-

1. Rank
2. Qualifying service.
3. Group
4. Date of Birth.

Please take a Xerox copies of the proof, get attested by your Bank’s Manager and send it to the CPPC of your bank by Registered Post immediately.

It is better if you can send the OROP arrears calculation sheet also along with the documents. For OROP calculation sheet, please click here.

Click FAQ on the Home page read the procedure for payment.

Addresses of some important banks and email addresses.

1. State Bank of India, CPPC, 112/4 Kaliamman Koil Street, Virugambakkam, Chennai 92. Email: cppc.zoche@sbi.co.in
2. Canara Bank, CPPC, Besavangudi, Bangalore 4. Email: cppc@canarabank.com
3. Indian Bank, CPPC, 66 Rajaji Salai, Chennai 1. Email: cppc@indianbank.co.in
4. Indian Overseas Bank, CPPC, Annasalai, Chennai 2. Email: cppc@iobnet.co.in
5. Central Bank of India CPPc, 2nd Floor, MMO Building, MG Road, Fort, Mumbai 400001. Email: cppc@centralbank.co.in
6. Corporation Bank, CPPC, Pandeshwar, Mangladevi Temple Road, Mangalore 575001.email: hogovt@corpbank.co.in :
7. Bank of India CPPC 87A 1st Floor,Gandhibaug, Nagpur 440002. Email; cppc.nagpur1@bankofindia.co.in
8. Union Bank of india, CPPC, 12th Floor, 239 Vidhan Bhavan Marg, Nariman Point, Mumbai 400021. Email: govtbusinesss@unionbankofindia.com.
9. Bank of Baroda CPPC 13th Floor, 16 Parliament St. New delhi 1. Email: cppc.ho@bankofbaroda.co.in
10. Syndicate bank CPPC, 2nd Floor, Manipal Udupi, Karnataka 574104. Email: syndcppc@syndicatebank.co.in

Source: http://indianexserviceman.blogspot.in/

Dorai focus on two crucial issues of 50% DA Merger and 3% Increment before Empowered Committee

with 0 Comment
Dorai focus on two crucial issues of 50% DA Merger and 3% Increment before Empowered Committee

1. RETENTION OF 3% INCREMENT IN VII CPC RECOMMENDATIONS IN CASE OF PROMOTION LEADS TO LOWER FINANCIAL BENEFITS BY FEW THOUSANDS THAN THE EXISTING BENEFITS UNDER 6TH CPC RECOMMENDATIONS

2. NON RECOMMENDATION OF VII CPC REGARDING MERGER OF 50% OF D.A. WITH BASIC PAY WHEN D.A. CROSSES 50% IS A GREAT DISAPPOINTMENT

Dear Readers,
In addition to the various genuine demands raised by the various Central Government Employees Federations/Associations with the Empowered Committee of Secretaries, I would like them to bring these 2 important crucial issues before the Empowered Committee of Secretaries for implementation:

1. RETENTION OF 3% INCREMENT IN VII CPC RECOMMENDATIONS IN CASE OF PROMOTION LEADS TO LOWER FINANCIAL BENEFITS BY FEW THOUSANDS THAN THE EXISTING BENEFITS UNDER 6TH CPC RECOMMENDATIONS:

The financial benefit would be much lower than what a government servant would be getting under VI CPC recommendation on promotion, because the existing benefit on promotion carry change in grade pay apart from 3% increase in Pay+Grade Pay. The following illustration shall show the huge difference:

Suppose an employee whose Pay is Rs.10400/- and the Grade pay is Rs. 2800/- totalling to Rs.13200(in the Pay band of 5200-20200), gets his next promotion to the Grade Pay of Rs.4200/- he will be entitled to the following hike in total remuneration under the existing VI CPC recommendation as a result of promotion::
Rs.13200 x 3% increment =Rs.400
Difference in Grade Pay from Rs.2800 to Rs.4200= Rs.1400
Total increase of increment in basic pay and Grade Pay= Rs.1800
D.A. at 125% as on 1/1/2016 on Rs.1800 = Rs.2250
HRA at 30%(assuming X city) on Rs.1800 =Rs.540
Total monetary benefit = Rs.4590/-

Whereas the net monetary benefit under VII CPC recommendation, as a result of promotion in the above case will be much lower than the above illustration as shown under:

Equivalent Basic Pay for Rs.13200 come to Rs.33900 as per pay matrix
Rs.33900 x 3% increment =Rs.1017(placed at Rs.35,400 as per pay matrix in the next level)
Total difference Rs.35400 – Rs33900 =1500
D.A. at 0% as on 1/1/2016 on Rs.1500= 0
HRA at 24%(assuming X city) on Rs.1500 =Rs.360
Total monetary benefit = Rs.1860/-only as against the existing Rs.4590/- leading to shortage of Rs. 2730/-

This is a big blunder committed by the VII Pay commission.
Therefore the increment on promotion should be atleast 5 to 6% to bring the benefit of increment on promotion to the existing level.
Whether increase of percentage for annual increment is considered or not, but increment of percentage for promotions definitely need to be implemented to bring the level of monetary benefit to the existing level.

2. NON RECOMMENDATION OF VII CPC REGARDING MERGER OF 50% OF D.A. WITH BASIC PAY WHEN D.A. CROSSES 50% IS A GREAT DISAPPOINTMENT:

The long standing demand of the central government employees for merger of 50% D.A with basic was not implemented by the government on the excuse that the VI CPC had not made such a proposal. Even the VII CPC is totally silent about this aspect. It appears no one has demanded the same before the VII CPC for consideration.

It is quite surprising that such a vital issue of non-recommendation of merger of D.A with basic pay when D.A crosses 50% is not being opposed by any central government associations or pointed out by the media. Had it been recommended by the VII CPC, the government shall definitely implement the same and the benefit of hike in salary as a result of merger of D.A with basic when it cross 50%, would be so vast that no government servant would crave for timely setting up of next VIII Central Pay commission.

For further details readers may refer to my article “7th Pay Commission recommendations are far beneficial than all the Pay Commissions so far except few flaws” which is appearing in various central government portals like 7th CPC News.in (7thpaycommissionnews.in), GovtEmpDiary, Central Government Employees News & Tools, etc.

M. DORAI
Deputy Director
ESIC Model Hospital
(Ministry of Labour, Government of India)
Rajajinagar,
Bangalore

More articles from Mr.Dorai


PARTIAL WITHDRAWAL FROM NPS ORDERS ISSUED BY PFRDA

with 0 Comment
PARTIAL WITHDRAWAL FROM NPS ORDERS ISSUED BY PFRDA

Click here to view Order – 1 (PFRDA Circular Dt: 21.3.2016)

Click Here to view Order – 2 (NSDL Circular Dt: 31.3.2016)

Click here to view Order – 3 (Application Form)

OROP ARREARS IN YOUR ANDROID PHONES

with 0 Comment
OROP ARREARS IN YOUR ANDROID PHONES

PAY AND PRINT YOUR O.R.O.P. ARREARS AND REVISED PENSION
YOU CAN BROWSE IN YOUR ANDROID PHONES ALSO.

WE ARE CONSTRAINED TO CHARGE FOR THE SERVICES. PLEASE BEAR WITH US.

Visit: http://exweltrust.in
Please click “Subscription” menu, select plan by clicking
On the “Get started now button”
Please provide your details and submit the form by clicking
The “Payumoney” button.
You will be directed to Payumoney site, you can pay the amount.

Once payment is successful, you will be redirected to exweltrust site
With confirmation message and transaction id number.
You will receive message for receipt of money.

You can now click “Pension Arrears” yellow button and login
With your registered details.
At the end “Print PDF” button for arrears print out.

You can use this service for 15 days. You can charge small amount
And help your friends to get OROP arrears.
You need not refer any chart.
Only you need the following particulars of the pensioner

Rank of the Pensioner
Qualifying service
Group
Date of birth.

Ex-servicemen Associations can make use of this facility
For all their members by just paying Rs.200.

If there is a Will there is way.

You can avail avail this facility in your Android Phones, Tablets, Any time anywhere.

Source: http://indianexserviceman.blogspot.in/

Central Government decides to withdraw the notification on withdrawal from EPF

with 0 Comment
Central Government decides to withdraw the notification on withdrawal from EPF

Government Decides to withdraw the 10th February 2016 Notification with Immediate Effect

Press Information Bureau
Government of India
Ministry of Labour & Employment
21-April-2016 17:51 IST

Government Decides to withdraw the 10th February 2016 Notification with Immediate Effect

Government had issued a notification dated 10th February 2016 regarding rules for withdrawal from EPF Funds by the members. Under the revised rules, the employee was permitted to withdraw the employees’ share from the fund (which is 12% of the wages). However, it was prescribed that the employers’ share of contribution towards the Provident Fund (which is 3.67% of wage) would be allowed to be withdrawn only at the age of retirement (58 years). The objective was to provide a minimum social security to the workers at the time of retirement. It was noticed that over 80% of the claims settled by EPFO belonged to pre-mature withdrawal of funds, treating the EPF accounts as savings accounts, and not a Social Security instrument.

In order to address the issues the amendment stated above was carried out with the consent of Trade Unions and with the intention of promoting a decent accumulation of provident fund for the members at the end of their working lifetimes.

However, considering the representations received from various quarters and after consultations with the various stakeholders, Minister of State (IC) Labour and Employment, Sh Bandaru Dattatreya announced that the government has decided to withdraw the said 10th February 2016 Notification with immediate effect.

Accordingly, the workers are now allowed to withdraw the entire amount from the provident fund as per existing provisions of the EPF Scheme 1952 including the employers’ share of 3.67%.

Source: PIB News

Prepare for strike we are sure the of getting better wage hike

with 0 Comment
Prepare for strike we are sure the of getting better wage hike

Comrades,
The flash strike against the recent PF Rules, 2016 of the Central Government (i.e., Centre’s new rule on Provident Fund withdrawal) by large section of Garment Factory Workers and other Industrial Workers of Karnataka State on 18th and 19th April 2016 received immense response and there was a massive protest which resulted in road blocks for hours together, thereby the entire traffic of Bengaluru City was paralyzed. The traffic was also severely affected on Mysore, Tumkur and Hosur roads.

The COC Karnataka extended moral support and sympathy for this Labour Movement. The February 10th notification was under attack from trade unions from the beginning. The notification was published in the gazette on February 26 and created technical problems.

The violence in Bengaluru prompted the Labour Ministry, Govt. of India to cancel the February 10 notification which put restrictions on 100% withdrawal from the PF account.

Within few hours of protest in Bengaluru and other parts of Karnataka state , the Hon’ble Minsiter for Labour, Shri.Bandaru Dattatreya acted upon and withdrawn the notification issued on February 10th and informed that the old system will continue. This is a victory for the workers of the country.

This clearly shows that the Government of India does not want to antagonize the workers. If the Central Government employees also participate in trade union action against the retrograde recommendations of the VII CPC similar to the Garment Workers of Karnataka, we too can get similar results and hope for a better wage revision and a decent wage hike.

This Labour movement of the Garment Workers of Karnataka state is an eye-opener for all other working class in the entire country, Comrades if one state and one particular working class movement can bring changes to the policy of the Central Government, if the entire the entire country the Central Government employees agitate against the retrograde recommendations of the 7th CPC (where only 14 % wage hike was provided against the staff side demand of 80% wage hike and also reducing the number of allowances and reduction in HRA rates) then the Central Government shall provide the decent wage hike by settling the issue of wage hike with the staff side NJCA like the PF issue being settled.

Comrades it is high time to prepare for 11th July strike of Central Government employees under the banner of NJCA. We shall get good results and Central Government shall grant better wage hike than the 7th CPC recommendations. Better we prepare for 11th July strike better wage hike we get.

Comradely yours

(P.S.Prasad)
General Secretary

Source: http://karnatakacoc.blogspot.in/

LTC 80 Air Fare of Air India – Updated Domestic LTC Fares

with 0 Comment
LTC 80 Air Fare of Air India – Updated Domestic LTC Fares

Air India Domestic Fares (Apex & Instant Purchase Fares) Fares for the month of April ‐ 2016

Domestic : LTC Fares – Table IV and Domestic : Remarks & Notings – Table VIII

NIVARAN – Online system for grievance redressal of both serving as well as retired Railwaymen

with 0 Comment
NIVARAN – Online system for grievance redressal of both serving as well as retired Railwaymen

Railway Minister directs to develop an online system for grievance redressal of both serving as well as retired Railwaymen.

The system called NIVARAN to come into operation by 24th June, 2016.

The System to have provision for progress tracking and appeal.

Railway Minister to personally review and monitor the functioning of this system.

The move to benefit around 27 lakhs persons.

In an innovative measure aimed at staff welfare, Minister of Railways Shri Suresh Prabhakar Prabhu has directed railway administration to develop an online system for the redressal of grievances of Railway Employees both serving as well as retired. The IT Department of Indian Railways has started working on developing this system which will be called “NIVARAN” and will come into operation by 24.06.2016. Under this system, a railway personnel will be able to submit his grievances online and can also track the progress in resolution or disposal of the grievances. The main focus areas of the grievance redressal will be reimbursement of medical claims, pension claim, compassionate appointment and improvement in staff quarters. The move will benefit around 13.26 lakhs serving railway employees and around 13.79 lakhs retired railway personnel that is the system NIVARAN will serve the needs of around total 27 lakhs persons.

The Railway Minister has also directed the Railway Administration to create a provision or mechanism in this system for “appeal” against a particular decision of an authority. The Railway Minister has accorded important priority to this new system and has decided to personally review and monitor the functioning of this system. The monitoring and review will also be done at Railway Board Level, at Zonal Level and at Divisional level also. The Railway Minister has always been emphasizing on measures aimed at the welfare of the staff and resolution of their problems. He has always been pointing out the sincerity, dedication and hard work being put in by the railway employees to make Indian Railways as the world class railway system.

Source: PIB News

PM’s awards for excellence in Public Administration

with 0 Comment
PM’s awards for excellence in Public Administration

Civil Services Day function on April 20-21, 2016

The Prime Minister Shri Narendra Modi will confer PM’s awards for excellence in Public Administration to civil servants on April 21, 2016. PM Awards for Excellence in Public Administration have been instituted with a view to acknowledge, recognize and reward the extraordinary and innovative work done by officers of the Central and State Governments for the welfare of common citizen.

The Civil Services Day function will be organised at Vigyan Bhawan in New Delhi on April 20- 21, 2016 by the Department of Administrative Reforms and Public Grievances (DARPG), Ministry of Personnel, Public Grievances and Pensions.

A new category of Excellence in implementing a Priority Programme which includes Pradhan Mantri Jan Dhan Yojna (PMJDY), Swachh Bharat Mission (Grameen), Swachh Vidyalaya and Soil Health Card Scheme has been added to the Prime Minister’s Awards for Excellence in Public Administration.

The Union Minister of Railways Shri Suresh Prabhu will be the Chief Guest at the inaugural function on April 20, 2016. The Union Minister of State (Independent Charge) for Development of North Eastern Region (DoNER), MoS PMO, Personnel, Public Grievances, Pensions, Atomic Energy and Space, Dr. Jitendra Singh will preside over the function.

The inaugural session will be followed by eight panel discussions on the replication of PM awarded initiatives during last year and four priority programmes. These sessions will be chaired by Union Ministers/persons of eminence. Four sessions on subjects related to women empowerment, channelizing youth energies for Sports, time bound and efficient public service delivery system and the issues of clean and green energy for replication of PM awarded initiatives have been organized.

A total of ten districts will be awarded the Prime Minister’s Awards this year under the four Priority Programmes. These awards will be given in three Groups, – the first group consists of eight North-Eastern States and the three Hill States of Uttarakhand, Himachal Pradesh and Jammu and Kashmir. The remaining 18 States constitute the second Group while the third Group comprises of the seven Union Territories. Eight awards will be given to the first and second Group under the four Priority Progammes and two awards will be given for Programmes – PMJDY and Swachh Vidyalaya for the third Group comprising seven Union Territories.

Source: PIB News

Govt puts on hold new Provident Fund withdrawal norms till July 31

with 0 Comment
Govt puts on hold new Provident Fund withdrawal norms till July 31

The Govt puts on hold new Provident Fund withdrawal norms till July 31. New PF withdrawal norms proposes to bar withdrawal of employer’s contribution to the provident fund corpus until the employee attains the age of 58 years.

On the issue of new Provident Fund withdrawal norms, the government today decided to keep the implementation of new norms in abeyance for three more months till July 31st.

The announcement comes in the midst of protest by labour unions in several parts of the country against the new norms.

People have also launched online campaign against the decision, which was to be implemented from February 10 but was later put on hold till April 30.

In February, the ministry had issued a notification restricting 100 per cent withdrawal of provident fund by members after unemployment of more than two months.

Source: DDI News

CSD facilities to Family Pensioners of the Retired Defence Civilian Employees

with 0 Comment
CSD facilities to Family Pensioners of the Retired Defence Civilian Employees

MOD Order for granting CSD facilities to Family Pensioners of the Retired Defence Civilian Employees

GOVERNMENT OF INDIA
MINISTRY OF DEFENCE
DEFENCE ACCOUNTS DEPARTMENT

No. ANN/VI/7063/CSD/Corr
Dated: 12.04.2016
To
The PCsDA/PCA (Fys)/CsDA
(Through CGDA Website)

Subject: Grant of CSD Canteen Facilities to Retired Defence Civilian Employees.

Reference: Ministry of Defence, D(Mov) No. 8(14)/2015-D(Mov) dated 04.03.2016.

A copy of the Orders on the subject, wherein the Family Pensioners of the Retired Defence Civilian Employees have been made eligible for the Canteen Facilities, received from the Ministry of Defence is enclosed for information.

(Mustaq Ahmad)
Sr.ACGDA(AN)


MOD Order for granting CSD facilities to Family Pensioners of Retired Defence Civilian Employees

F.No.8(14)/2015-D(MoV)
Government of India
Ministry of Defence

Sena Bhawan, New Delhi
Dated the 04th March. 2016

OFFICE ORDER

Subject: Grant of CSD Canteen Facilities to Retired Defence Civilian Employees.

In continuation of this Ministry’s office order of even NO. dated 31st July, 2015 on the above mentioned subject, the undersigned is directed to say that with the approval of Hon’b\e RM, It has been decided that the family pensioners of retired Defence Civilian Employees will also be eligible for extended CSD Canteen facilities.

(R.P.S. Negi)
Under Secretary to the Govt. Of India



Recent Stories...

Disclaimer

90Paisa - Dedicated to Central Government Employees and Pensioners. As and when orders amending the rules are published by the Government, the amendment orders will be published in our blog immediately. Readers are requested to refer to the source link is given at the end of the post. All efforts have been made to ensure accuracy of the content on this blog, the same should not be construed as a statement of law or used for any legal purposes. 90paisa accepts no responsibility in relation to the accuracy, completeness, usefulness or otherwise, of the contents. Users are advised to verify/check any information with the relevant department(s) and/or other source(s), and to obtain any appropriate professional advice before acting on the information provided in the blog. Links to other websites that have been included on this blog are provided for public convenience only. 90paisa is not responsible for the contents or reliability of linked websites and does not necessarily endorse the view expressed within them. We cannot guarantee the availability of such linked pages at all times.

Recent Posts